Online banking has changed the way we manage our daily finances
Did you know that it even gets national recognition? That’s how it is! National Online Banking Day is celebrated on the second Monday in October, which is also a traditional national holiday (Día de la Raza). Convenience is usually advertised as the main benefit, but it’s definitely not the only benefit. It can save you […]
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Turn your credit card into a check?
Recently, before my granddaughter left for college, we talked about credit cards: uses, abuses, mixed messages, and the alternative she’s been practicing since pre-adolescence. Before our discussions, I reflected on current economic challenges and the credit card hoax: Society tells students they need credit cards (“cards”) early to build credit scores for early and meaningful […]
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Stop forcing things to happen and relax in the knowledge, it is already happening for you.
It’s already happening to you behind the scenes What are you trying to make happen in your life right now? Is it a relationship that you hope will develop into something more, or a business venture? Whatever it is, I want you to have an idea of the emotions you feel when you think about […]
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Ideas for internal newsletters
Engaging, fun, and social content can help increase the readership of an internal newsletter, but don’t lose sight of your communication goals. There is more to a newsletter than “Brides, Babies and Birthdays”. So what are the typical goals of an internal newsletter? In general, the objectives of an internal newsletter are similar to those […]
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Difference Between an IRS Bond and a Lien
A tax lien is a document that is recorded in the county in which the taxpayer lives or lived according to the IRS tax records of the last known address. Affects the taxpayer’s credit and encumbers all assets and rights over assets. Including movable and immovable property. The federal tax lien arises when any “person” […]
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What are stock investment companies?
Stock investment companies, also known as listed investment companies (LICs), are slightly different from investment forms or brokerage firms. Brokerage and investment firms are online trading platforms or physical companies that are used by brokers to execute trades for clients. Stockbrokers are professionals who are licensed, qualified, and certified to advise on the buying and […]
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The 5 C’s of Business Credit
The 5 C’s of business credit are: 1. Character 2.Capital 3. Capacity 4. Warranty 5. Terms Character is about you. It’s about your personal story, your stability, and how trustworthy you are. This variable is more subjective than the others and is one of several reasons why it is beneficial to do business with a […]
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Healthy risk taking
Some biologists say that between 15-20% of the animal kingdom are babysitters They are defined as having a passive temperament: “slow to adapt” to their surroundings and “often sitting on the sidelines watching.” The other 80% of the animals are homeless. They have a more aggressive temperament, which makes them more engaged with their surroundings […]
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shelf corporations
A shelf corporation is a paper or shell corporation that is administratively formed and then “put on a shelf” for several years to age. The term “shelf” or “aged” only refers to the fact that the business has already been shelved and is sitting “on a shelf” waiting to be purchased. A shelf corporation is […]
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Payday Loan Pitfalls Every Borrower Should Know
Payday loans are credit facilities that are designed to be advanced in short terms. The concept of ‘Payday Loans’ is not new, especially if you live in the western part of the world. There are numerous debtors who prefer to avail this facility and borrow money during demands, preferably repayable by the next payday. But […]
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